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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,325 | $81,476-19.8% | $102,383-36.2% | $80,925-19.3% |
| Participation rate | 92.5% | 66.8%+25.7pp | 74.5%+18.0pp | 67.7%+24.8pp |
| Annual return | 9.59% | 25.59%-16.0pp | 24.94%-15.3pp | 35.65%-26.1pp |
| Employer contribution / active EE | $17,424 | $3,105+461.2% | $3,870+350.2% | $2,756+532.2% |
| Participant deferral / active EE | $2,907 | $3,871-24.9% | $5,060-42.6% | $4,299-32.4% |
| Admin fee / account holder | $40,416 | $6,717+501.7% | $8,391+381.6% | $6,940+482.4% |