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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,373 | $73,978+11.3% | $96,515-14.7% | $75,173+9.6% |
| Participation rate | 95.7% | 66.4%+29.2pp | 74.3%+21.3pp | 67.2%+28.4pp |
| Annual return | 5.30% | 26.72%-21.4pp | 35.73%-30.4pp | 160.72%-155.4pp |
| Employer contribution / active EE | $18,574 | $2,931+533.8% | $3,740+396.7% | $2,671+595.4% |
| Participant deferral / active EE | $3,320 | $3,660-9.3% | $4,880-32.0% | $4,126-19.5% |
| Admin fee / account holder | $13,728 | $5,219+163.1% | $6,735+103.8% | $5,651+143.0% |