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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,033 | $88,672-33.4% | $105,223-43.9% | $82,448-28.4% |
| Participation rate | 86.4% | 67.9%+18.4pp | 75.0%+11.3pp | 68.1%+18.3pp |
| Annual return | 10.51% | 30.86%-20.3pp | 180.65%-170.1pp | 41.64%-31.1pp |
| Employer contribution / active EE | $13,640 | $3,048+347.5% | $3,689+269.8% | $2,551+434.7% |
| Participant deferral / active EE | $2,152 | $4,036-46.7% | $5,072-57.6% | $4,139-48.0% |
| Admin fee / account holder | $44,417 | $7,146+521.6% | $8,859+401.4% | $7,234+514.0% |