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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,537 | $209,422+41.6% | $178,503+66.1% | $158,982+86.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.98% | 188.81%-192.8pp | 151.12%-155.1pp | 302.99%-307.0pp |
| Employer contribution / active EE | $8,994 | $5,707+57.6% | $5,011+79.5% | $4,763+88.8% |
| Participant deferral / active EE | $13,150 | $5,955+120.8% | $5,202+152.8% | $5,983+119.8% |
| Admin fee / account holder | $16,469 | $17,079-3.6% | $13,987+17.7% | $11,252+46.4% |