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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,070 | $198,457+40.6% | $170,435+63.7% | $147,586+89.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.59% | 257.30%-243.7pp | 205.94%-192.4pp | 578.59%-565.0pp |
| Employer contribution / active EE | $6,863 | $6,183+11.0% | $5,432+26.3% | $4,876+40.7% |
| Participant deferral / active EE | $14,730 | $5,629+161.7% | $4,939+198.2% | $5,439+170.8% |
| Admin fee / account holder | $7,855 | $16,852-53.4% | $13,881-43.4% | $10,886-27.8% |