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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,240 | $117,846+75.9% | $102,434+102.3% | $145,884+42.1% |
| Participation rate | 61.1% | 78.6%-17.5pp | 76.5%-15.4pp | 80.3%-19.2pp |
| Annual return | 15.47% | 31.90%-16.4pp | 29.46%-14.0pp | 551.85%-536.4pp |
| Employer contribution / active EE | $2,502 | $3,615-30.8% | $3,023-17.2% | $4,662-46.3% |
| Participant deferral / active EE | $5,783 | $5,733+0.9% | $5,055+14.4% | $6,690-13.6% |
| Admin fee / account holder | $3,262 | $13,356-75.6% | $9,462-65.5% | $13,392-75.6% |