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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,114 | $92,219-14.2% | $76,767+3.1% | $135,380-41.6% |
| Participation rate | 68.4% | 79.8%-11.3pp | 77.0%-8.5pp | 82.6%-14.2pp |
| Annual return | -7.21% | 5.46%-12.7pp | 2.43%-9.6pp | 519.81%-527.0pp |
| Employer contribution / active EE | $1,909 | $3,216-40.6% | $2,485-23.2% | $4,779-60.1% |
| Participant deferral / active EE | $4,999 | $4,508+10.9% | $3,852+29.8% | $5,609-10.9% |
| Admin fee / account holder | $8,505 | $10,749-20.9% | $6,675+27.4% | $10,828-21.5% |