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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,240 | $117,895+75.8% | $102,460+102.3% | $145,897+42.0% |
| Participation rate | 61.1% | 78.6%-17.5pp | 76.5%-15.4pp | 80.3%-19.2pp |
| Annual return | 15.47% | 31.92%-16.5pp | 29.47%-14.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,502 | $3,619-30.9% | $3,025-17.3% | $4,663-46.3% |
| Participant deferral / active EE | $5,783 | $5,736+0.8% | $5,056+14.4% | $6,689-13.6% |
| Admin fee / account holder | $3,262 | $13,353-75.6% | $9,460-65.5% | $13,390-75.6% |