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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,825 | $136,860+56.2% | $120,344+77.7% | $154,746+38.2% |
| Participation rate | 0.0% | 79.9%-79.9pp | 76.7%-76.7pp | 80.7%-80.7pp |
| Annual return | 13.28% | 21.38%-8.1pp | 20.30%-7.0pp | 172.34%-159.1pp |
| Employer contribution / active EE | $2,557 | $3,533-27.6% | $3,020-15.3% | $4,379-41.6% |
| Participant deferral / active EE | $6,427 | $5,793+10.9% | $5,135+25.2% | $6,730-4.5% |
| Admin fee / account holder | $3,384 | $15,393-78.0% | $12,742-73.4% | $14,365-76.4% |