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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $48,760 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $47,246 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $11,267 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,700 | $106,264-49.5% | $147,117-63.5% | $77,762-30.9% |
| Participation rate | 95.5% | 78.4%+17.1pp | 82.2%+13.3pp | 70.6%+24.9pp |
| Annual return | 24.07% | 56.94%-32.9pp | 420.54%-396.5pp | 31.27%-7.2pp |
| Employer contribution / active EE | $1,747 | $4,074-57.1% | $4,932-64.6% | $2,728-36.0% |
| Participant deferral / active EE | $6,453 | $8,003-19.4% | $8,065-20.0% | $4,651+38.7% |
| Admin fee / account holder | $131 | $334-60.9% | $12,993-99.0% | $433-69.8% |