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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,783 | $124,346+159.6% | $111,308+190.0% | $167,536+92.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 14.73% | 37.45%-22.7pp | 54.67%-39.9pp | 478.82%-464.1pp |
| Employer contribution / active EE | $6,179 | $3,437+79.8% | $2,732+126.2% | $4,839+27.7% |
| Participant deferral / active EE | $3,990 | $5,182-23.0% | $4,487-11.1% | $6,342-37.1% |
| Admin fee / account holder | $9,356 | $10,621-11.9% | $7,965+17.5% | $12,315-24.0% |