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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,383 | $112,131+150.9% | $95,964+193.2% | $158,982+77.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 18.36% | 171.19%-152.8pp | 91.64%-73.3pp | 302.99%-284.6pp |
| Employer contribution / active EE | $2,897 | $3,199-9.4% | $2,541+14.0% | $4,763-39.2% |
| Participant deferral / active EE | $2,033 | $4,784-57.5% | $4,167-51.2% | $5,983-66.0% |
| Admin fee / account holder | $45,894 | $10,136+352.8% | $6,797+575.2% | $11,252+307.9% |