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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,696 | $65,423-14.9% | $98,477-43.4% | $85,856-35.1% |
| Participation rate | 62.1% | 65.0%-2.9pp | 73.3%-11.3pp | 69.3%-7.2pp |
| Annual return | 24.39% | 21.76%+2.6pp | 1493.59%-1469.2pp | 318.58%-294.2pp |
| Employer contribution / active EE | $1,085 | $2,168-50.0% | $2,961-63.3% | $2,565-57.7% |
| Participant deferral / active EE | $2,239 | $3,167-29.3% | $4,276-47.6% | $3,952-43.3% |
| Admin fee / account holder | $534 | $4,594-88.4% | $5,951-91.0% | $6,261-91.5% |