Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1+ years Service code 12 · EIN 93-1075369 | Custodial (securities); Custodial (ot... | $27,796 |
CETERA ADVISOR NETWORKS LLC1+ years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $21,525 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,088 | $38,925-35.5% | $73,836-66.0% | $55,191-54.5% |
| Participation rate | 46.2% | 66.0%-19.8pp | 73.4%-27.2pp | 69.2%-22.9pp |
| Annual return | -3.80% | 6.31%-10.1pp | 2268.06%-2271.9pp | 10.78%-14.6pp |
| Employer contribution / active EE | $835 | $1,695-50.8% | $2,787-70.1% | $1,899-56.0% |
| Participant deferral / active EE | $1,762 | $2,351-25.1% | $3,583-50.8% | $3,046-42.2% |
| Admin fee / account holder | $247 | $83+197.6% | $4,882-94.9% | $91+171.7% |