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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,194 | $160,070-88.0% | $147,117-87.0% | $145,897-86.8% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 10.99% | 98.69%-87.7pp | 420.54%-409.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,612 | $5,285-69.5% | $4,932-67.3% | $4,663-65.4% |
| Participant deferral / active EE | $3,108 | $8,419-63.1% | $8,065-61.5% | $6,689-53.5% |
| Admin fee / account holder | $182 | $15,035-98.8% | $12,993-98.6% | $13,390-98.6% |