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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,161 | $102,663-26.8% | $86,216-12.8% | $139,466-46.1% |
| Participation rate | 0.0% | 74.5%-74.5pp | 69.0%-69.0pp | 80.3%-80.3pp |
| Annual return | 10.67% | 1924.52%-1913.8pp | 1169.42%-1158.7pp | 373.66%-363.0pp |
| Employer contribution / active EE | $13,103 | $3,035+331.8% | $2,382+450.2% | $4,754+175.6% |
| Participant deferral / active EE | $0 | $4,677-100.0% | $3,986-100.0% | $6,712-100.0% |
| Admin fee / account holder | $53,915 | $8,663+522.4% | $6,853+686.7% | $11,409+372.6% |