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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,915 | $52,306-14.1% | $69,779-35.6% | $62,881-28.6% |
| Participation rate | 97.2% | 67.2%+30.0pp | 71.8%+25.4pp | 69.3%+27.9pp |
| Annual return | 5.53% | 13.35%-7.8pp | 12.99%-7.5pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,788 | $1,799-0.6% | $2,338-23.5% | $2,281-21.6% |
| Participant deferral / active EE | $3,119 | $2,395+30.2% | $2,931+6.4% | $3,203-2.6% |
| Admin fee / account holder | $447 | $3,691-87.9% | $4,381-89.8% | $4,296-89.6% |