Retirement plan

PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC.

Name: PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC. - PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC. (2016) Form 5500
Creator: PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC., PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC.

PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC.EIN 68-0051829Plan #001PY 2016

SUITE 200, 2101 STONE BOULEVARD - WEST SACRAMENTO, CA 95691831-442-3536papaseminars.comLinkedIn1-10 employeesprofessional training & coaching

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$521K

+6.0% from 2015

Total participants

+11.1% from 2015

Average account balance

$57,898

+6.0% from 2015

Annual return

6.15%

+5.50 pp from 2015

Benchmarks

See 11,489 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort11,489 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$319K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$10K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$18435

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$46K

$7655 / participant

Other / not subdivided$46K100.0%

% of EOY assets

8.814%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$57,898

$93,064-37.8%

$74,577-22.4%

$273,972-78.9%

Participation rate

83.3%

74.9%+8.4pp

68.1%+15.2pp

83.0%+0.3pp

Annual return

6.15%

26.18%-20.0pp

20.47%-14.3pp

41.46%-35.3pp

Employer contribution / active EE

$1,895

$3,160-40.0%

$2,525-25.0%

$4,869-61.1%

Participant deferral / active EE

$5,654

$4,160+35.9%

$3,458+63.5%

$5,287+6.9%

Admin fee / account holder

$5,103

$5,273-3.2%

$4,138+23.3%

$10,133-49.6%

PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PESTICIDE APPLICATORS PROFESSIONAL ASSOCIATION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion