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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,158 | $171,867+62.4% | $149,718+86.5% | $147,585+89.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 9.64% | 2113.36%-2103.7pp | 1501.70%-1492.1pp | 578.57%-568.9pp |
| Employer contribution / active EE | $12,662 | $6,275+101.8% | $5,444+132.6% | $4,876+159.7% |
| Participant deferral / active EE | $12,750 | $7,270+75.4% | $6,568+94.1% | $5,439+134.4% |
| Admin fee / account holder | $4,519 | $13,799-67.3% | $11,283-60.0% | $10,885-58.5% |