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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,935 | $91,525+130.5% | $130,026+62.2% | $75,181+180.6% |
| Participation rate | 96.9% | 71.4%+25.4pp | 78.5%+18.4pp | 67.2%+29.7pp |
| Annual return | 9.97% | -631.40%+641.4pp | -137.26%+147.2pp | 160.69%-150.7pp |
| Employer contribution / active EE | $10,964 | $2,844+285.5% | $4,321+153.7% | $2,671+310.6% |
| Participant deferral / active EE | $6,878 | $4,342+58.4% | $5,821+18.2% | $4,126+66.7% |
| Admin fee / account holder | $11,515 | $6,778+69.9% | $10,608+8.6% | $5,650+103.8% |