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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,697 | $175,231-39.1% | $149,696-28.7% | $139,466-23.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.62% | 166.77%-149.2pp | 134.46%-116.8pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,833 | $5,478-66.5% | $4,821-62.0% | $4,754-61.5% |
| Participant deferral / active EE | $7,384 | $6,521+13.2% | $5,682+29.9% | $6,712+10.0% |
| Admin fee / account holder | $7,753 | $16,155-52.0% | $13,212-41.3% | $11,409-32.0% |