Retirement plan

JOHN BOYD ENTERPRISES INC PROFIT SHARING 401K PLAN & TRUST

Name: JOHN BOYD ENTERPRISES INC - JOHN BOYD ENTERPRISES INC PROFIT SHARING 401K PLAN & TRUST (2015) Form 5500
Creator: JOHN BOYD ENTERPRISES INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JOHN BOYD ENTERPRISES INC PROFIT SHARING 401K PLAN & TRUST, JOHN BOYD ENTERPRISES INC

JOHN BOYD ENTERPRISES INCEIN 68-0033959Plan #004PY 2015

8401 SPECIALTY CIRCLE - SACRAMENTO, CA 958290000916-381-4791LinkedIn201-500 employeesmechanical or industrial engineering

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$20.9M

No prior year

Total participants

279

No prior year

Average account balance

$82,165

No prior year

Annual return

0.30%

No prior year

Benchmarks

See 3,906 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort3,906 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$24.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$186K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

130

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

51.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$179K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.84%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$746

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ASSOCIATED PENSION CONSULTANTS1+ years Service code 10 · EIN 94-2456320 2035 FOREST AVE · CHICO, CA 95926	Accounting	$21,527
HOYLECOHEN LLC1+ years Service code 27 9350 WAXIE WAY STE 500 · SAN DIEGO, CA 92123	Advisory (Plan)	$12,418
GALLINA LLP1+ years Service code 10 · EIN 94-2147510	Accounting	$11,000

Plan features & details

Pension benefit codes2E2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$45K

$230 / participant

Investment mgmt$13K27.9%
Other / not subdivided$33K72.1%

% of EOY assets

0.216%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GALLINA LLP
Auditor EIN: 942147510
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$82,165

$54,320+51.3%

$67,652+21.5%

$52,331+57.0%

Participation rate

87.2%

73.6%+13.6pp

75.7%+11.6pp

68.1%+19.1pp

Annual return

0.30%

6.81%-6.5pp

6625.40%-6625.1pp

4.54%-4.2pp

Employer contribution / active EE

$1,544-100.0%

$2,266-100.0%

$1,882-100.0%

Participant deferral / active EE

$1,943

$2,950-34.1%

$3,560-45.4%

$3,022-35.7%

Admin fee / account holder

$178

$527-66.3%

$4,821-96.3%

$592-70.0%

Provider

Service type

Compensation

ASSOCIATED PENSION CONSULTANTS1+ years

Service code 10 · EIN 94-2456320

2035 FOREST AVE · CHICO, CA 95926

Accounting

$21,527

HOYLECOHEN LLC1+ years

Service code 27

9350 WAXIE WAY STE 500 · SAN DIEGO, CA 92123

Advisory (Plan)

$12,418

GALLINA LLP1+ years

Service code 10 · EIN 94-2147510

Accounting

$11,000

JOHN BOYD ENTERPRISES INC PROFIT SHARING 401K PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JOHN BOYD ENTERPRISES INC PROFIT SHARING 401K PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion