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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,165 | $57,330-82.3% | $86,656-88.3% | $75,177-86.5% |
| Participation rate | 85.2% | 63.2%+22.1pp | 71.7%+13.5pp | 67.2%+18.0pp |
| Annual return | 37.69% | 2675.40%-2637.7pp | 593.09%-555.4pp | 160.75%-123.1pp |
| Employer contribution / active EE | $0 | $2,316-100.0% | $3,025-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,027 | $3,320+51.4% | $4,439+13.2% | $4,126+21.8% |
| Admin fee / account holder | $2,847 | $4,115-30.8% | $5,619-49.3% | $5,651-49.6% |