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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,722 | $65,434-85.1% | $98,483-90.1% | $85,847-88.7% |
| Participation rate | 91.7% | 65.0%+26.7pp | 73.3%+18.3pp | 69.3%+22.3pp |
| Annual return | -1.13% | 21.75%-22.9pp | 1494.38%-1495.5pp | 318.61%-319.7pp |
| Employer contribution / active EE | $0 | $2,169-100.0% | $2,961-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,714 | $3,168+48.8% | $4,276+10.2% | $3,952+19.3% |
| Admin fee / account holder | $999 | $4,595-78.3% | $5,953-83.2% | $6,261-84.0% |