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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,617 | $58,234-80.1% | $81,783-85.8% | $80,874-85.6% |
| Participation rate | 83.8% | 63.4%+20.4pp | 72.4%+11.5pp | 67.6%+16.2pp |
| Annual return | 23.83% | 41.70%-17.9pp | 775.05%-751.2pp | 35.62%-11.8pp |
| Employer contribution / active EE | $0 | $2,341-100.0% | $2,913-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,099 | $3,283+24.9% | $4,320-5.1% | $4,297-4.6% |
| Admin fee / account holder | $3,069 | $4,982-38.4% | $7,380-58.4% | $6,935-55.7% |