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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,617 | $58,311-80.1% | $81,882-85.8% | $80,959-85.7% |
| Participation rate | 83.8% | 63.5%+20.3pp | 72.4%+11.4pp | 67.7%+16.2pp |
| Annual return | 23.83% | 41.85%-18.0pp | 779.47%-755.6pp | 35.67%-11.8pp |
| Employer contribution / active EE | $0 | $2,347-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,099 | $3,287+24.7% | $4,323-5.2% | $4,300-4.7% |
| Admin fee / account holder | $3,069 | $4,752-35.4% | $7,360-58.3% | $6,925-55.7% |