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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,059 | $160,040-60.6% | $147,096-57.1% | $145,877-56.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 15.13% | 98.49%-83.4pp | 419.75%-404.6pp | 551.28%-536.2pp |
| Employer contribution / active EE | $3,735 | $5,289-29.4% | $4,936-24.3% | $4,663-19.9% |
| Participant deferral / active EE | $5,323 | $8,429-36.9% | $8,071-34.1% | $6,691-20.4% |
| Admin fee / account holder | $224 | $15,050-98.5% | $13,005-98.3% | $13,402-98.3% |