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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,312 | $138,114-84.6% | $125,391-83.0% | $134,545-84.2% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -22.41% | 750.88%-773.3pp | 572.41%-594.8pp | 418.37%-440.8pp |
| Employer contribution / active EE | $3,120 | $5,246-40.5% | $4,816-35.2% | $4,742-34.2% |
| Participant deferral / active EE | $3,520 | $7,801-54.9% | $7,448-52.7% | $6,401-45.0% |
| Admin fee / account holder | $51 | $11,570-99.6% | $10,009-99.5% | $11,431-99.6% |