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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,930 | $54,355-70.7% | $82,744-80.7% | $68,486-76.7% |
| Participation rate | 38.1% | 63.9%-25.8pp | 72.6%-34.5pp | 67.9%-29.8pp |
| Annual return | -17.89% | -13.67%-4.2pp | 702.22%-720.1pp | -7.85%-10.0pp |
| Employer contribution / active EE | $842 | $2,219-62.0% | $3,008-72.0% | $2,597-67.6% |
| Participant deferral / active EE | $1,423 | $3,246-56.2% | $4,395-67.6% | $4,028-64.7% |
| Admin fee / account holder | $729 | $4,397-83.4% | $5,325-86.3% | $5,404-86.5% |