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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,276 | $49,199-77.1% | $121,210-90.7% | $75,177-85.0% |
| Participation rate | 100.0% | 55.4%+44.6pp | 69.5%+30.5pp | 67.2%+32.8pp |
| Annual return | 16.16% | 56.04%-39.9pp | 987.41%-971.3pp | 160.75%-144.6pp |
| Employer contribution / active EE | $1,127 | $1,547-27.2% | $4,171-73.0% | $2,671-57.8% |
| Participant deferral / active EE | $2,279 | $2,630-13.3% | $4,084-44.2% | $4,126-44.8% |
| Admin fee / account holder | $1,432 | $3,946-63.7% | $5,647-74.6% | $5,651-74.7% |