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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,507 | $48,570-86.6% | $130,660-95.0% | $72,976-91.1% |
| Participation rate | 98.8% | 58.6%+40.2pp | 71.7%+27.0pp | 69.5%+29.3pp |
| Annual return | 24.70% | 38.63%-13.9pp | 1709.29%-1684.6pp | 81.02%-56.3pp |
| Employer contribution / active EE | $904 | $1,334-32.2% | $4,092-77.9% | $2,440-63.0% |
| Participant deferral / active EE | $1,857 | $2,384-22.1% | $3,603-48.5% | $3,608-48.5% |
| Admin fee / account holder | $985 | $3,549-72.2% | $5,463-82.0% | $5,124-80.8% |