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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,551 | $103,387-70.4% | $87,102-64.9% | $152,885-80.0% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.9%+13.1pp | 82.5%+7.5pp |
| Annual return | 23.96% | 28.10%-4.1pp | 28.19%-4.2pp | 345.39%-321.4pp |
| Employer contribution / active EE | $2,382 | $3,221-26.0% | $2,521-5.5% | $4,763-50.0% |
| Participant deferral / active EE | $5,429 | $4,778+13.6% | $4,048+34.1% | $5,851-7.2% |
| Admin fee / account holder | $4,202 | $12,193-65.5% | $7,491-43.9% | $11,598-63.8% |