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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,719 | $63,346-92.6% | $92,240-94.9% | $70,126-93.3% |
| Participation rate | 97.4% | 68.7%+28.7pp | 76.5%+20.9pp | 69.5%+27.8pp |
| Annual return | -6.14% | 530.19%-536.3pp | 176.29%-182.4pp | 73.15%-79.3pp |
| Employer contribution / active EE | $2,403 | $2,471-2.8% | $3,680-34.7% | $2,343+2.6% |
| Participant deferral / active EE | $1,936 | $2,854-32.2% | $3,897-50.3% | $3,332-41.9% |
| Admin fee / account holder | $1,415 | $3,841-63.1% | $5,194-72.8% | $4,645-69.5% |