Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: BENEFIT PLANS ADMIN SERVICES,INC. Service code 15 · EIN 16-1503696 | Recordkeeping | $4,702 |
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS TRUST COMPANY OF PUERTO RICO Service code 21 · EIN 66-0532499 | Bank Trustee | $860 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,177 | $38,969-89.3% | $109,313-96.2% | $55,167-92.4% |
| Participation rate | 79.3% | 58.2%+21.1pp | 71.3%+8.1pp | 69.0%+10.3pp |
| Annual return | 2.69% | 8.26%-5.6pp | 22.07%-19.4pp | 169.23%-166.5pp |
| Employer contribution / active EE | $168 | $1,227-86.3% | $3,892-95.7% | $1,963-91.5% |
| Participant deferral / active EE | $878 | $2,176-59.7% | $3,166-72.3% | $3,054-71.3% |
| Admin fee / account holder | $22 | $501-95.7% | $5,666-99.6% | $504-95.7% |