Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,318 | $43,550-55.6% | $63,244-69.5% | $52,331-63.1% |
| Participation rate | 65.0% | 65.7%-0.7pp | 71.0%-6.0pp | 68.1%-3.1pp |
| Annual return | -0.58% | 2.03%-2.6pp | -70.31%+69.7pp | 4.54%-5.1pp |
| Employer contribution / active EE | $279 | $1,351-79.3% | $2,322-88.0% | $1,882-85.2% |
| Participant deferral / active EE | $1,116 | $2,254-50.5% | $2,953-62.2% | $3,022-63.1% |
| Admin fee / account holder | $0 | $387-100.0% | $5,893-100.0% | $592-100.0% |