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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,606 | $106,549-1.8% | $91,225+14.7% | $134,509-22.2% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -13.27% | 160.73%-174.0pp | 114.10%-127.4pp | 418.13%-431.4pp |
| Employer contribution / active EE | $59 | $3,331-98.2% | $2,851-97.9% | $4,741-98.7% |
| Participant deferral / active EE | $3,939 | $4,719-16.5% | $4,234-7.0% | $6,400-38.5% |
| Admin fee / account holder | $7,837 | $6,234+25.7% | $5,422+44.5% | $11,427-31.4% |