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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,296 | $124,351-97.3% | $109,188-97.0% | $167,553-98.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 0.00% | 26.04%-26.0pp | 25.76%-25.8pp | 478.89%-478.9pp |
| Employer contribution / active EE | $902 | $4,210-78.6% | $3,723-75.8% | $4,840-81.4% |
| Participant deferral / active EE | $1,502 | $5,257-71.4% | $4,654-67.7% | $6,343-76.3% |
| Admin fee / account holder | $339 | $7,975-95.8% | $6,755-95.0% | $12,316-97.3% |