Retirement plan

CAGUAS HR - RESOURCES, CORP. RETIREMENT AND SAVINGS PLAN

Name: CAGUAS HR - RESOURCES, CORP. - CAGUAS HR - RESOURCES, CORP. RETIREMENT AND SAVINGS PLAN (2023) Form 5500
Creator: CAGUAS HR - RESOURCES, CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAGUAS HR - RESOURCES, CORP. RETIREMENT AND SAVINGS PLAN, CAGUAS HR - RESOURCES, CORP.

CAGUAS HR - RESOURCES, CORP.EIN 66-0737653Plan #001PY 2023

PO BOX 1778 - CAGUAS, PR 00726787-746-1688

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$595K

+14.1% from 2022

Total participants

-4.0% from 2022

Average account balance

No prior year

Annual return

9.22%

+20.68 pp from 2022

Benchmarks

See 41,808 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort41,808 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$713K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$83K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$10,894
LINCOLN NATIONAL CORPORATION1 year Filed as: LINCOLN FINANCIAL SECURITIES Service code 55 PO BOX 2201 · FORT WAYNE, IN 46801	Other Commissions	$5,163
CRS INC1 year Filed as: CRS CPA PSC Service code 13 151 TETUAN STREET · SAN JUAN, PR 00901	Contract Administrator	$272

Plan features & details

Pension benefit codes2G2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$48K

$2687 / participant

Other / not subdivided$48K100.0%

% of EOY assets

8.132%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$96,678-100.0%

$86,640-100.0%

$139,466-100.0%

Participation rate

0.0%

74.4%-74.4pp

71.7%-71.7pp

80.3%-80.3pp

Annual return

9.22%

106.69%-97.5pp

592.52%-583.3pp

373.66%-364.4pp

Employer contribution / active EE

$1,165

$3,265-64.3%

$3,024-61.5%

$4,754-75.5%

Participant deferral / active EE

$2,330

$4,837-51.8%

$4,438-47.5%

$6,712-65.3%

Admin fee / account holder

$6,410-100.0%

$5,616-100.0%

$11,409-100.0%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$10,894

LINCOLN NATIONAL CORPORATION1 year

Filed as: LINCOLN FINANCIAL SECURITIES

Service code 55

PO BOX 2201 · FORT WAYNE, IN 46801

Other Commissions

$5,163

CRS INC1 year

Filed as: CRS CPA PSC

Service code 13

151 TETUAN STREET · SAN JUAN, PR 00901

Contract Administrator

$272

CAGUAS HR - RESOURCES, CORP. RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAGUAS HR - RESOURCES, CORP. RETIREMENT AND SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion