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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,182 | $125,797-64.9% | $170,043-74.0% | $75,173-41.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 14.09% | 27.20%-13.1pp | 53.40%-39.3pp | 160.72%-146.6pp |
| Employer contribution / active EE | $1,706 | $4,616-63.0% | $6,790-74.9% | $2,671-36.1% |
| Participant deferral / active EE | $2,761 | $6,838-59.6% | $10,410-73.5% | $4,126-33.1% |
| Admin fee / account holder | $3,507 | $8,177-57.1% | $12,824-72.7% | $5,651-37.9% |