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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,876 | $110,083-62.9% | $151,645-73.0% | $68,490-40.3% |
| Participation rate | 83.1% | 84.0%-0.8pp | 87.5%-4.4pp | 67.9%+15.2pp |
| Annual return | -13.61% | -10.12%-3.5pp | 3.34%-17.0pp | -7.85%-5.8pp |
| Employer contribution / active EE | $1,590 | $4,470-64.4% | $6,165-74.2% | $2,597-38.8% |
| Participant deferral / active EE | $2,294 | $6,526-64.8% | $8,363-72.6% | $4,028-43.0% |
| Admin fee / account holder | $6,639 | $7,718-14.0% | $11,614-42.8% | $5,403+22.9% |