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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,183 | $146,267-66.4% | $197,124-75.0% | $82,448-40.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 17.65% | 29.61%-12.0pp | 44.34%-26.7pp | 41.64%-24.0pp |
| Employer contribution / active EE | $1,995 | $4,723-57.8% | $6,227-68.0% | $2,551-21.8% |
| Participant deferral / active EE | $2,716 | $7,035-61.4% | $9,135-70.3% | $4,139-34.4% |
| Admin fee / account holder | $9,605 | $14,422-33.4% | $16,298-41.1% | $7,234+32.8% |