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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,183 | $149,446-67.1% | $256,809-80.8% | $94,015-47.7% |
| Participation rate | 100.0% | 85.3%+14.7pp | 88.5%+11.5pp | 70.8%+29.2pp |
| Annual return | 17.65% | 17.55%+0.1pp | 32.73%-15.1pp | 17.84%-0.2pp |
| Employer contribution / active EE | $1,995 | $4,596-56.6% | $7,263-72.5% | $2,790-28.5% |
| Participant deferral / active EE | $2,716 | $6,491-58.2% | $9,520-71.5% | $4,249-36.1% |
| Admin fee / account holder | $9,605 | $24,035-60.0% | $25,146-61.8% | $8,951+7.3% |