Filed October 16, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,108 | $57,352-51.0% | $83,831-66.5% | $64,173-56.2% |
| Participation rate | 21.4% | 68.6%-47.2pp | 76.1%-54.7pp | 69.6%-48.1pp |
| Annual return | -6.94% | 11.38%-18.3pp | 850.99%-857.9pp | 7.63%-14.6pp |
| Employer contribution / active EE | $874 | $2,546-65.7% | $3,631-75.9% | $2,381-63.3% |
| Participant deferral / active EE | $1,383 | $2,993-53.8% | $4,082-66.1% | $3,470-60.1% |
| Admin fee / account holder | $9,235 | $4,046+128.2% | $5,479+68.6% | $4,887+89.0% |