Filed October 16, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,957 | $63,346-29.0% | $92,240-51.3% | $70,126-35.9% |
| Participation rate | 33.3% | 68.7%-35.3pp | 76.5%-43.1pp | 69.5%-36.2pp |
| Annual return | 14.89% | 530.19%-515.3pp | 176.29%-161.4pp | 73.15%-58.3pp |
| Employer contribution / active EE | $861 | $2,471-65.1% | $3,680-76.6% | $2,343-63.2% |
| Participant deferral / active EE | $1,364 | $2,854-52.2% | $3,897-65.0% | $3,332-59.1% |
| Admin fee / account holder | $2,491 | $3,841-35.1% | $5,194-52.0% | $4,645-46.4% |