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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,485 | $47,848-76.0% | $81,473-85.9% | $70,126-83.6% |
| Participation rate | 97.7% | 58.3%+39.4pp | 68.0%+29.7pp | 69.5%+28.1pp |
| Annual return | 11.40% | 27.25%-15.9pp | 38.78%-27.4pp | 73.15%-61.8pp |
| Employer contribution / active EE | $365 | $1,527-76.1% | $2,568-85.8% | $2,343-84.4% |
| Participant deferral / active EE | $1,622 | $2,453-33.9% | $3,537-54.1% | $3,332-51.3% |
| Admin fee / account holder | $6,322 | $3,145+101.0% | $4,561+38.6% | $4,645+36.1% |