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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,843 | $108,911-73.5% | $100,392-71.3% | $145,884-80.2% |
| Participation rate | 64.7% | 83.0%-18.3pp | 81.5%-16.8pp | 80.3%-15.6pp |
| Annual return | 12.44% | 58.23%-45.8pp | 49.45%-37.0pp | 551.85%-539.4pp |
| Employer contribution / active EE | $1,276 | $4,420-71.1% | $3,941-67.6% | $4,662-72.6% |
| Participant deferral / active EE | $3,810 | $8,459-55.0% | $8,090-52.9% | $6,690-43.0% |
| Admin fee / account holder | $9,071 | $9,698-6.5% | $7,904+14.8% | $13,392-32.3% |