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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,751 | $105,158-72.7% | $94,672-69.6% | $139,487-79.4% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 37.56% | 38.11%-0.6pp | 156.89%-119.3pp | 373.84%-336.3pp |
| Employer contribution / active EE | $2,211 | $4,107-46.2% | $3,673-39.8% | $4,755-53.5% |
| Participant deferral / active EE | $6,221 | $7,599-18.1% | $7,417-16.1% | $6,713-7.3% |
| Admin fee / account holder | $6,958 | $8,972-22.4% | $7,222-3.6% | $11,407-39.0% |