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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,843 | $108,912-73.5% | $100,383-71.3% | $145,959-80.2% |
| Participation rate | 64.7% | 83.0%-18.2pp | 81.5%-16.8pp | 80.3%-15.6pp |
| Annual return | 12.44% | 57.96%-45.5pp | 49.26%-36.8pp | 561.95%-549.5pp |
| Employer contribution / active EE | $1,276 | $4,423-71.2% | $3,944-67.6% | $4,661-72.6% |
| Participant deferral / active EE | $3,810 | $8,451-54.9% | $8,086-52.9% | $6,689-43.0% |
| Admin fee / account holder | $9,071 | $9,690-6.4% | $7,900+14.8% | $13,398-32.3% |