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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,187 | $115,911-44.6% | $100,530-36.2% | $158,950-59.6% |
| Participation rate | 83.3% | 81.6%+1.7pp | 79.4%+3.9pp | 82.0%+1.4pp |
| Annual return | 12.54% | 34.80%-22.3pp | 30.89%-18.4pp | 302.91%-290.4pp |
| Employer contribution / active EE | $1,033 | $4,104-74.8% | $3,418-69.8% | $4,762-78.3% |
| Participant deferral / active EE | $1,033 | $6,676-84.5% | $6,271-83.5% | $5,983-82.7% |
| Admin fee / account holder | $580 | $10,999-94.7% | $8,083-92.8% | $11,248-94.8% |