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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,598 | $138,078-9.8% | $125,363-0.6% | $134,509-7.4% |
| Participation rate | 42.1% | 84.5%-42.4pp | 82.4%-40.3pp | 81.2%-39.1pp |
| Annual return | -17.14% | 750.49%-767.6pp | 572.15%-589.3pp | 418.13%-435.3pp |
| Employer contribution / active EE | $6,183 | $5,245+17.9% | $4,815+28.4% | $4,741+30.4% |
| Participant deferral / active EE | $6,822 | $7,800-12.5% | $7,447-8.4% | $6,400+6.6% |
| Admin fee / account holder | $1,464 | $11,566-87.3% | $10,005-85.4% | $11,427-87.2% |