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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,923 | $138,076-58.0% | $123,553-53.1% | $135,380-57.2% |
| Participation rate | 88.2% | 84.7%+3.5pp | 82.3%+5.9pp | 82.6%+5.6pp |
| Annual return | -8.27% | 153.70%-162.0pp | 119.21%-127.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $5,889 | $5,152+14.3% | $4,628+27.2% | $4,779+23.2% |
| Participant deferral / active EE | $6,190 | $6,800-9.0% | $6,426-3.7% | $5,609+10.4% |
| Admin fee / account holder | $554 | $10,917-94.9% | $9,284-94.0% | $10,828-94.9% |