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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,829 | $150,447-65.5% | $136,298-62.0% | $147,586-64.9% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 12.85% | 1049.15%-1036.3pp | 5156.27%-5143.4pp | 578.59%-565.7pp |
| Employer contribution / active EE | $3,079 | $5,256-41.4% | $4,696-34.4% | $4,876-36.9% |
| Participant deferral / active EE | $1,346 | $6,631-79.7% | $6,247-78.5% | $5,439-75.3% |
| Admin fee / account holder | $24,448 | $10,906+124.2% | $9,244+164.5% | $10,886+124.6% |