Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC2+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 | Recordkeeping | $1,470 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,672 | $23,385+39.7% | $69,182-52.8% | $57,658-43.3% |
| Participation rate | 40.5% | 37.9%+2.6pp | 55.1%-14.6pp | 70.2%-29.7pp |
| Annual return | 4.98% | -659.34%+664.3pp | -21.93%+26.9pp | 5.13%-0.2pp |
| Employer contribution / active EE | $392 | $422-7.1% | $1,206-67.5% | $1,974-80.1% |
| Participant deferral / active EE | $967 | $843+14.8% | $1,897-49.0% | $3,061-68.4% |
| Admin fee / account holder | $10 | $82-88.2% | $2,697-99.6% | $95-89.8% |